Compare Our Accounts

Free Kasasa Cash Checking:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, [PIN-based, signature based] debit card purchases less than [$XX.XX], credit card purchases less than [$XX.XX], debit [and credit] card purchases processed by merchants and received by our [bank / credit union] as ATM transactions, [PIN-based, signature based] transactions, non-retail payment transactions, and purchases made with debit [or credit] cards not issued by our [bank / credit union]. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to [$XX,000] receive APY of [X.XX]%; and balances over [$XX,000] earn [X.XX]% interest rate on the portion of balance over [$XX,000], resulting in a range from [X.XX]% to [X.XX]% APY depending on the account’s balance and (2) you will receive reimbursements up to [$XX] ($X.XX per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees of [$X.XX] or higher. When Kasasa Cash qualifications are not met, all balances in the account earn [X.XX%] APY and ATM fees are not refunded. [Interest / dividends] and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of [XX/XX/20XX]. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. [No /[$XX] minimum deposit is required to open the account. Monthly [Direct Deposit/ACH credit], [enrollment in online banking], [receipt of electronic statements] [is /are /may be] a condition(s) of [this/these] accounts. Enrollment in electronic services (e.g. online banking, electronic statements, [Kasasa 360] and log-ons may be required to meet some of the account’s qualifications. Limit [X] account(s) per [social security number / individual taxpayer identification number / household]. There are [no] recurring monthly maintenance charges or fees to open or close this account. Contact one of our [bank / credit union] service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. [Member FDIC / Federally insured by NCUA]. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.

Free Kasasa Cash Back Checking:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, [PIN-based, signature based] debit card purchases less than [$XX.XX], credit card purchases less than [$XX.XX], debit [and credit] card purchases processed by merchants and received by our [bank / credit union] as ATM transactions, [PIN-based, signature based] transactions, non-retail payment transactions, and purchases made with debit [or credit] cards not issued by our [bank / credit union]. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) [X.XX%] cash back on up to a total of [$XXX.XX] [PIN-based/signature-based] debit [and credit] card purchases that post and settle to the account during that cycle period. A maximum of [$X.XX] cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to [$XX] ($X.XX per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees of [$X.XX] or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. [No /[$XX] minimum deposit is required to open the account. Monthly [Direct Deposit/ACH credit], [enrollment in online banking], [receipt of electronic statements] [is /are /may be] a condition(s) of [this/these]accounts. Enrollment in electronic services (e.g. online banking, electronic statements, [Kasasa 360] and log-ons may be required to meet some of the account’s qualifications. Limit [X] account(s) per [social security number / individual taxpayer identification number / household]. There are [no] recurring monthly maintenance charges or fees to open or close this account. Contact one of our [bank / credit union] service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. [Member FDIC / Federally insured by NCUA]. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

Free Kasasa Eats Checking:

◊Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, [PIN-based, signature based] debit card purchases less than $[KCS_Min_Purchase_Price_Amount], debit card purchases processed by merchants and received by our [bank / credit union] as ATM transactions, [PIN-based, signature based] transactions, non-retail payment transactions and purchases made with debit cards not issued by our [bank / credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

7 Day:  "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first Banking Day of the current Statement Cycle through one (1) day prior to the last Banking Day of the current Statement Cycle.

6 Day:  "Monthly Qualification Cycle" means a period beginning one (1) Banking Day prior to the first Banking Day of the current Statement Cycle through one (1) Banking Day prior to the last Banking Day of the current Statement Cycle.

5 Day:  "Monthly Qualification Cycle" means a period beginning one (1) Banking Day prior to the first day of the current Statement Cycle through one (1) Banking Day prior to the last Business Day of the current Statement Cycle.

1 Month: "Monthly Qualification Cycle" means the Statement Cycle preceding the current Statement Cycle.

Synchronous:  "Monthly Qualification Cycle" means the current Statement Cycle

[See our website or contact][Contact] one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Eats qualifications are met during a Monthly Qualification Cycle, you will receive [KEats_1st_Tier_Cash_Back_Rate] cash back on up to a total of [KEats_1st_Tier_Purchase_Cap] [PIN-based/signature-based] debit card purchases that post and settle to the account during that cycle period. A maximum of [KEats_1st_Tier_Cash_Back_Cap] cash back payments may be earned per Monthly Qualification Cycle.

When Kasasa Eats qualifications are met during a Monthly Qualification Cycle, you will receive [KEats_1st_Tier_Cash_Back_Rate] cash back on up to a total of [KEats_1st_Tier_Purchase_Cap] [PIN-based/signature-based] debit card purchases, made with the vendors identified below, that post and settle to the account during that cycle period. A maximum of [KEats_1st_Tier_Cash_Back_Cap] cash back payments may be earned per Monthly Qualification Cycle.  You account’s debit card made be used for any transaction but the account’s rewards will only be applied to debit card purchases made with the following companies: 

• National Food Delivery Services:  Grub Hub; Uber Easts; Door Dash, and Post Mates
• National Grocery Stores:  Target; Kroger; HEB; xxxxx;
• Local Grocery Stores:  [xxxxx]; [xxxxx]; [xxxx]; [xxxxx]; [xxxxx]

In addition, [daily / average daily] balances up to and including $[KS_Saver_Interest_Rate_Cap] in your Kasasa Saver account earn a [interest / dividend] rate of [KS_Saver_Below_Cap_IR]% resulting in an APY of [KS_Saver_Below_Cap_APY]; and [daily / average daily] balances over $[KS_Saver_Interest_Rate_Cap] earn [an interest / a dividend] rate of [KS_Saver_Above_Cap_IR]% on the portion of the [daily / average daily] balance over $[KS_Saver_Interest_Rate_Cap], resulting in a range from [KS_Saver_Above_Cap_APY_Range_Low_Bal] to [KS_Saver_Above_Cap_APY_Range_High_Bal] APY depending on the account's [daily/average daily] balance.

[In addition, you will also receive reimbursements up to an aggregate total of $[KCS_Max_ATM_Refund_Amount_per_Cycle] for nationwide ATM withdrawal fees incurred within your checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.]

[In addition, you will receive reimbursements up to $[KCS_Max_ATM_Refund_Amount_per_Cycle] for nationwide ATM withdrawal fees incurred within your Kasasa Eats account during the Monthly Qualification Cycle in which you qualified.]

When your Kasasa Eats account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire [daily / average daily] balance in the Kasasa Saver account earns [an interest / a dividend] rate of [KS_Saver_Base_IR]% resulting in an annual percentage yield of [KS_Saver_Base_APY]% APY.

[Interest / Dividends] will be credited to your Kasasa Saver account on the [last day of the current statement cycle / first processing day of the following statement cycle].  The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Eats account will be credited to your Kasasa Saver account on the [last day of the current statement cycle / first processing day of the following statement cycle].

APY = Annual Percentage Yield. APYs accurate as of [XX/XX/20XX]. APY calculations are based on an assumed balance of [KS_Saver_Interest_Rate_Cap] + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.  Balance computation methodology varies by account's qualifying status. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

[Membership restrictions may apply.] Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. [No] [KCS_Minimum_Balance_Amount] minimum deposit is required to open the Kasasa Eats account.  [No] [KS_Minimum_Balance_Amount_To_Open_Saver] minimum deposit is required to open the Kasasa Saver account. Monthly [Direct Deposit/ACH credit], [enrollment in online banking], [[KCSeStatementIsCondition] [is/are/may be] a condition(s)] of [this/these] accounts.  Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.  Consult a Service Representatives for instructions, if needed.  Limit of [Limit_Num_Accts_To] account(s) per [Limit_On_Accts_Applies_To]. There are [no] recurring monthly maintenance charges or fees to open or close these accounts. A Kasasa Eats account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our [bank / credit union] service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

[Member FDIC] / [Federally insured by NCUA] / [Your Savings Insured To $250,000 Per Account, American Share Insurance. By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.]

All trademarks, brands, logos and copyrights are the property of their respective owners. Kasasa, Kasasa Eats and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Free Kasasa Play Checking:

†Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, [PIN-based, signature based] debit card purchases less than $[KCS_Min_Purchase_Price_Amount], debit card purchases processed by merchants and received by our [bank / credit union] as ATM transactions, [PIN-based, signature based] transactions, non-retail payment transactions and purchases made with debit cards not issued by our [bank / credit union]. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

7 Day:  "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first Banking Day of the current Statement Cycle through one (1) day prior to the last Banking Day of the current Statement Cycle.

6 Day:  "Monthly Qualification Cycle" means a period beginning one (1) Banking Day prior to the first Banking Day of the current Statement Cycle through one (1) Banking Day prior to the last Banking Day of the current Statement Cycle.

5 Day:  "Monthly Qualification Cycle" means a period beginning one (1) Banking Day prior to the first day of the current Statement Cycle through one (1) Banking Day prior to the last Business Day of the current Statement Cycle.

1 Month: "Monthly Qualification Cycle" means the Statement Cycle preceding the current Statement Cycle.

Synchronous:  "Monthly Qualification Cycle" means the current Statement Cycle

[See our website or contact][Contact] one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When Kasasa Play qualifications are met during a Monthly Qualification Cycle, you will receive [KStream_1st_Tier_Cash_Back_Rate] cash back on up to a total of [KStream_1st_Tier_Purchase_Cap] [PIN-based/signature-based] debit card purchases that post and settle to the account during that cycle period. A maximum of [KStream_1st_Tier_Cash_Back_Cap] cash back payments may be earned per Monthly Qualification Cycle.

When Kasasa Play qualifications are met during a Monthly Qualification Cycle, you will receive [KStream_1st_Tier_Cash_Back_Rate] cash back on up to a total of [KStream_1st_Tier_Purchase_Cap] [PIN-based/signature-based] debit card purchases, made with the vendors identified below, that post and settle to the account during that cycle period. A maximum of [KStream_1st_Tier_Cash_Back_Cap] cash back payments may be earned per Monthly Qualification Cycle.  You account’s debit card made be used for any transaction but the account’s rewards will only be applied to debit card purchases made with the following companies: 

• Video:  Netflix; Hulu; HBO; Prime; Twitch and Disney+
• Audio:  Pandora; Spotify; Twitch
• Gaming:  Xbox Live; PlayStation Network

In addition, [daily / average daily] balances up to and including $[KS_Saver_Interest_Rate_Cap] in your Kasasa Saver account earn a [interest / dividend] rate of [KS_Saver_Below_Cap_IR]% resulting in an APY of [KS_Saver_Below_Cap_APY]; and [daily / average daily] balances over $[KS_Saver_Interest_Rate_Cap] earn [an interest / a dividend] rate of [KS_Saver_Above_Cap_IR]% on the portion of the [daily / average daily] balance over $[KS_Saver_Interest_Rate_Cap], resulting in a range from [KS_Saver_Above_Cap_APY_Range_Low_Bal] to [KS_Saver_Above_Cap_APY_Range_High_Bal] APY depending on the account's [daily/average daily] balance.

[In addition, you will also receive reimbursements up to an aggregate total of $[KCS_Max_ATM_Refund_Amount_per_Cycle] for nationwide ATM withdrawal fees incurred within your checking account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.]

[In addition, you will receive reimbursements up to $[KCS_Max_ATM_Refund_Amount_per_Cycle] for nationwide ATM withdrawal fees incurred within your Kasasa Play account during the Monthly Qualification Cycle in which you qualified.]

When your Kasasa Play account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire [daily / average daily] balance in the Kasasa Saver account earns [an interest / a dividend] rate of [KS_Saver_Base_IR]% resulting in an annual percentage yield of [KS_Saver_Base_APY]% APY.

[Interest / Dividends] will be credited to your Kasasa Saver account on the [last day of the current statement cycle / first processing day of the following statement cycle].  The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Play account will be credited to your Kasasa Saver account on the [last day of the current statement cycle / first processing day of the following statement cycle].

APY = Annual Percentage Yield. APYs accurate as of [XX/XX/20XX]. APY calculations are based on an assumed balance of [KS_Saver_Interest_Rate_Cap] + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.  Balance computation methodology varies by account's qualifying status. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

[Membership restrictions may apply.] Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. [No] [KCS_Minimum_Balance_Amount] minimum deposit is required to open the Kasasa Play account.  [No] [KS_Minimum_Balance_Amount_To_Open_Saver] minimum deposit is required to open the Kasasa Saver account. Monthly [Direct Deposit/ACH credit], [enrollment in online banking], [[KCSeStatementIsCondition] [is/are/may be] a condition(s)] of [this/these] accounts.  Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications.  Consult a Service Representatives for instructions, if needed.  Limit of [Limit_Num_Accts_To] account(s) per [Limit_On_Accts_Applies_To]. There are [no] recurring monthly maintenance charges or fees to open or close these accounts. A Kasasa Play account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our [bank / credit union] service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

[Member FDIC] / [Federally insured by NCUA] / [Your Savings Insured To $250,000 Per Account, American Share Insurance. By members' choice, this institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money.]

All trademarks, brands, logos and copyrights are the property of their respective owners. Kasasa, Kasasa Play and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.